The checkout that brings
customers back.
A payment method for Kuwait’s merchants. Shoppers pay in one tap, Krti AI applies the offer that makes them buy — you only fund the discounts that convert.Krti is a payment method for Kuwait’s merchants. Shoppers pay with KNET, cards or Apple Pay in one tap, Krti AI applies the offer that makes them buy — and you only fund the discounts that convert.
- Live at MyFatoorah merchants
- No integration work
- Settled by MyFatoorah, split automatically
Welcome 10% off · first payment at Blink Store
Trusted by merchants on MyFatoorah across Kuwait
- Blink Store
- Talabat
- Sun & Sand
- Chicpoint
- noon
- Ubuy
- Boutiqaat
- Xcite
Offers that pay for themselves
- +31%
- Sales from Krti shoppers
- vs. the same shoppers paying by card, across pilot merchants
- 6.8×
- Return on offer spend
- every dinar you fund in offers comes back as incremental sales
- 0
- Integration work
- you are already on MyFatoorah — Krti appears as a payment method
- T+1
- Settlement via MyFatoorahSettlement
- MyFatoorah splits every payment: your share lands with your usual payouts
Pilot figures, Q3 2026. We will publish the audited numbers with the first cohort.
Pilot figures, Q3 2026.
How it works
Three steps. No code.
- 01
Switch Krti on
Tell us your MyFatoorah merchant id — about ten minutes.Tell us your MyFatoorah merchant id. We add Krti as a payment method and set your supplier split — about ten minutes.
- 02
Fund an offer
Pick a campaign and a budget. Krti’s cut comes only from offers that convert.Pick a campaign — welcome, win-back, Thursday boost — and a budget. Krti takes a small cut only from the offers that convert.
- 03
Watch it convert
Krti AI shows each shopper the one offer that makes them buy.Krti AI shows each shopper the one offer that makes them buy. Your console shows sales, offer ROI and a monthly statement.
Built for merchants
Sell more with the shoppers you already haveEverything you need to sell more
with the shoppers you already have
Krti AI chooses the offerKrti AI chooses the offer, not the shopper
Every checkout, the single offer most likely to convert — explained to the shopper.Every checkout, Krti ranks your live offers against the shopper’s history, basket and payment method and shows the single one most likely to convert — then explains it. Shoppers see “Picked by Krti AI”, you see why.
Pay only for conversions
If the shopper doesn’t pay, nothing is spent.Offers are funded from a pot you control. If the shopper doesn’t pay, nothing is spent. Krti’s cut is a share of the discount — never a fee on the sale.
Win-back and welcome campaigns
First-time, lapsed, or Thursday-only shoppers.Target first-time shoppers, lapsed ones, or anyone paying with Apple Pay on a Thursday. Limits per shopper, per day and per campaign.
A console that tells the truth
Sales, offer ROI, refunds and a monthly statement.Sales, offer ROI, refunds, settlements and a monthly statement PDF — the same numbers your finance team reconciles against MyFatoorah.
Settled by MyFatoorah
Every payment split at source; your share in your normal payout.Krti never touches your money. Every payment is split at source; your share arrives in your normal payout, refunds included.
For shoppers
An app that finds them deals — and brings them back to you.Your shoppers get an app that finds them deals — and brings them back to you.
Krti AI watches the stores they love and applies the best offer the moment they pay. Coming to iOS and Android.Krti AI watches the stores they love, applies the best offer the moment they pay, and keeps every receipt. Coming to iOS and Android.
Integration
Already on MyFatoorah?
You’re already integrated.
Krti is a MyFatoorah payment method. There is nothing to install on your store, no SDK and no PCI scope. Your MyFatoorah merchant id is all we need.
- Shopify, Salla, Zid, WooCommerce, Magento — anything MyFatoorah supports
- Refunds flow through MyFatoorah exactly as today
- Arabic and English checkout, light and dark
Payment methods
Let’s bring your customers back.
The right person on our team replies within one working day.Tell us about your store and the right person on our team will reply within one working day.